BCT retirement planning

Retirement? I am busy planning my next trip to Japan
50%
of employees in Hong Kong have no plans for their retirement.

(BCT Survey on Hongkongers' Expectation of Retirement Satisfaction)

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Retirement? I wouldn't even think about it when I am still struggling to afford my children's overseas education.
41%
of employees over 35 years old say that retirement seems like a distant reality.

(BCT Survey on Hongkongers' Expectation of Retirement Satisfaction)

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I will be retiring soon… Have I saved enough?
30%
of employees believe that they will not be able to retire by 65 years old.

(BCT Survey on Hongkongers' Expectation of Retirement Satisfaction)

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Retirement could be long, and you might want to start preparing for your post-working life in the next 30, or even 40 years. Get yourself ready in the 4 components below as the first step of retirement planning.

4 Components

Social Support Network

Social Support Network
More than 81% of our survey respondents believed that retirement means spending quality time with family, while 77% reported that they would stay in close touch with their friends during retirement. Would you say the same?
Self-actualization

Self-actualization
The findings also showed that 76% of respondents believed they would spend their retirement lives developing hobbies, whilst 68% imagined retirement would be colourful and eventful. Start developing your hobbies now and fulfill your life with continuous learning!
Healthy Lifestyle

Healthy Lifestyle
One's retirement life is not a good one without good health, even filled with friends, wealth and hobbies. 43% of respondents expected a deteriorated physical strength while more than 85% said they would maintain a healthy lifestyle and diet, reflecting health is an incredibly important aspect of our retirement planning.
Financial Management

Financial Management
Retirement is often associated with wealth. Having sound investment knowledge and financial planning skills is important when it comes to managing your money properly. 76% of respondents said they would remain financially independent following their retirement, while 38% associated retirement with financial limitations. So, how should one get prepared exactly?

合作機構

Regardless of your life stage, Next Academy can assist you with the "4 components for retirement planning" - fulfilling your potentials, building a social support network, cultivating a healthy lifestyle and managing your wealth properly. BCT Next Academy is ready to explore with you!

Leaflet of BCT Next Academy

Self-enhancement

Continuing Education • Li Ka Shing Institute of Professional and Continuing Education, OUHK

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Life Enrichment

Any Hong Kong resident over the age of 55 may enroll to the courses, and eligible participants can receive tuition fee subsidies from BCT Next Academy.

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Curiosity • Discovery

Through collaborating with various organisations and professionals, we organize seminars to encourage financial literacy and expand knowledge in different subjects.

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Piggy's Classroom

Take the first step to your retirement planning by learning about your MPF.
Watch the video now and get ready for it!

BCT MPF Tutorial – 2019 EP1: The Myth of TVC
BCT MPFmadeeasy #1 Understanding Your MPF Statement
BCT MPFmadeeasy #2 Account Consoliation
BCT E-Channel

Retirement Calculator

Are you on the right track for retirement?
Let's do the simple math and see how much you need for retirement!

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BCT provides MPF Account Consolidation Service

MPF is an important asset for your retirement. If you have more than one MPF personal account, why not consolidate them?

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Preferential Management Fee for Retired Member

Personal account members who are 65 years old or above, or retired early at 60 are entitled to preferential management fee.

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